Erosion & Bank Stabilization

Shoreline, Septic & Stormwater

Diagnose what's causing shoreline loss—then match fixes that are right-sized, habitat-friendly, and permit-aware.

Read the Shore First (Cause Before Cure)

  • Where is soil moving?

    Toe (waterline), mid-slope, or top edge?

  • When does it happen?

    Wind-wave events, boat wake periods, spring melt, or every rain?

  • What's the driver?
    • Waves/wakes: Long fetch, prevailing wind, or heavy boat traffic
    • Runoff: Gutters and slopes sending water straight to the bank
    • Ice: Push and pull during freeze-up/break-up
    • Foot traffic: Bare paths, frequent launching
  • Site traits

    Bank height/angle, soils (sand/loam/clay), groundwater seeps, existing vegetation/wood

Fix Priorities (Least Impact → More Involved)

  1. Reduce runoff at the source (uphill): redirect downspouts, add rain gardens, spread/slow flows with swales and contour berms
  2. Vegetate and re-grade: lower the slope angle where feasible; re-plant with deep-rooted natives
  3. Toe protection (soft first): coir logs/bio-logs on gentle banks; live stakes and fascines to knit soil
  4. Energy dissipation: keep boats slow near shore; add "no-wake" signs where appropriate
  5. Hard elements (only if needed): rock toe or segmented rock with planting; avoid vertical walls unless there's no alternative

Soft-Shoreline Toolkit (Habitat-Friendly)

Installed at the water's edge on gentle slopes; pin and stake securely

Cuttings driven into moist banks in rows; root to stabilize

Laid along contours to trap sediment and sprout

Interwoven branches over soil lifts to armor and root

Small lifts with plantings to reduce slope length

When Rock is Appropriate (Design Notes)

  • Use rock at the toe to resist scour, not as a wall; step back the bank above
  • Key the rock into the bed and banks; bury the first course
  • Size for waves/wakes, not just looks; mix sizes for interlock
  • Plant between rocks with sedges and willow live stakes to absorb energy and hide gaps
  • Avoid continuous, vertical seawalls—they reflect energy and often worsen neighbors' erosion

Dealing with Wakes & Waves

  • Boat Behavior

    Keep speeds and ballast use mindful in narrow bays; obey no-wake setbacks

  • Shore Design

    Curved, planted edges scatter energy better than straight, hard faces

  • Access Planning

    Use one durable launch point rather than many informal ones

Ice & Seasonal Considerations

  • Set structures back from the ordinary high-water line where ice push is strong
  • Flexible connections on docks/ramps accommodate movement
  • Plant in spring/fall when moisture is better and heat stress is lower

Construction Tips (Small Projects)

  • Work at low water if possible
  • Protect inlets/outlets with stone aprons
  • Install silt barriers upslope during construction to keep soil out of the lake
  • Compact fill in thin lifts; water-settle around coir logs to reduce voids

Permits & Professional Help

  • Many in-water or below ordinary high water activities require permits. Check early.
  • Bring a simple sketch with dimensions, photos, and notes on wave/wake exposure
  • Seek help for steep banks, slump cracks, or where structures are failing

Planting Palette (Functions First)

Toe (wet)

Sedges/rushes that tolerate periodic submergence

Mid-slope

Deep-rooted grasses/forbs; shrub rows for structure

Top edge

Shrubs/trees to anchor the bank and provide shade

Maintenance

  • After storms: check coir/rock placement; re-stake if shifted
  • Each spring: replace winter losses; thicken plantings; fill animal burrows
  • Mid-season: trim only as needed for access; keep soil covered

Quick Triage Checklist

Primary driver: Waves/Wakes / Runoff / Ice / Traffic / Mixed
Bank height & slope: ________
Soils: Sand / Loam / Clay
Toe condition: Stable / Under-cut / Scoured
Chosen measures (order): ______________________________
Permit notes / contacts: ______________________________

Bottom Line

Start by stopping runoff, then stabilize gently with plants and simple structures. Use rock surgically at the toe if needed—walls last. A living, layered edge protects water quality and habitat while holding your shore in place.

Key Takeaways

  • Diagnose the cause before choosing a fix
  • Start with runoff control uphill
  • Try soft solutions first (plants, coir logs)
  • Use rock at the toe, not as walls
  • Check permit requirements early
  • Maintain plantings annually

Fix Priority Order

  1. Reduce runoff uphill
  2. Vegetate & re-grade
  3. Soft toe protection
  4. Energy dissipation
  5. Hard elements (if needed)

Common Drivers

  • Waves/wakes: Long fetch, boat traffic
  • Runoff: Gutters, slopes
  • Ice: Freeze-up/break-up
  • Foot traffic: Bare paths

Need Professional Help?

Contact your lake association or local natural resources agency for guidance on erosion control and permit requirements.

Get Help